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The Preferment Guide

Ranked guide

Retirement lifestyle planning approaches, ranked

Last updated: November 2026Published by Rarified Life

For planning the lifestyle side of retirement, a structured program that covers identity, accountability, and a defined timeline ranks highest on our five criteria; going without a plan ranks lowest.

This guide is published by Rarified Life, which offers the Preferment course listed first. It is not independent. Every approach is judged on the same five criteria, explained below, and financial planning is excluded because it answers a different question.

Part of our retirement lifestyle planning guide.

What is the best way to plan your retirement lifestyle?

It depends on how you work best. A structured course such as Preferment wins if you want a clear sequence, live guidance, and accountability over a set eight weeks. A one-to-one retirement coach fits better if you want fully personalized pacing. Self-guided books suit people who are disciplined and prefer working alone.

  1. 1

    Preferment 8-week course (Rarified Life)

    Covers all five criteria with a published structure: identity and motivation modules, a set eight-week length, weekly live sessions, and a dedicated Accountability module. Its course page shows two price figures, so confirm the cost at checkout. Listed first as the publisher's own pick.

  2. 2

    One-to-one retirement life coach

    Can cover identity and purpose in depth and adapt fully to you. Structure, length, and price vary by coach, so time to a plan and cost clarity depend on who you choose.

  3. 3

    Group retirement workshop or seminar

    Offers a set agenda and peer company. Workshops are often short, so accountability after the session is usually limited.

  4. 4

    Self-guided books and workbooks

    Low cost and flexible. Identity work is possible, but structure and accountability are entirely self-imposed.

  5. 5

    Figuring it out as you go

    No cost and full freedom. It meets none of the planning criteria by design, which is why many people find their days filling with errands.

Retirement lifestyle planning approaches compared

Five approaches judged on the same criteria by The Preferment Guide, published by Rarified Life
CriterionPreferment course1:1 coachWorkshopBooksAs you go
Identity and purposeYes, dedicated modulesYes, if the coach focuses on itSometimesPossibleNo
StructureSix modules in orderVaries by coachSet agendaBook orderNone
AccountabilityWeekly sessions and moduleRegular sessionsUsually limitedSelf-imposedNone
Time to a planEight weeksVariesOften one day or lessYour paceUndefined
Cost clarityPublished, two figures shownVariesVariesBook priceNo cost

How we chose

Identity and purpose

Does the approach directly address who you are beyond your career?

Structure

Is there a clear sequence of steps?

Accountability

Is there a built-in mechanism that keeps plans from fading?

Time to a plan

Is there a defined length or end point?

Cost clarity

Is the price published before you commit?

This ranking was written by Rarified Life, the business that publishes this guide and offers the Preferment course. We used only facts published by Rarified Life about its own course and general, neutral descriptions of the other formats. No ratings or reviews were supplied, so none are shown. No independent audit was performed. Read our full methodology.

Common questions

How is Preferment different from a retirement coach?

A retirement coach usually works with you one to one on your own pace and goals. The Preferment course is a structured 8-week live program led by Anne van Leynseele, with a book, homework, and six set modules. Rarified Life lists 1:1 coaching as coming soon, so as of November 2026 the course is its main offering.

More answers in the FAQ

Should I see a financial planner or take Preferment?

They answer different questions, so many people need both. A financial planner helps you fund retirement. Preferment helps you decide what retirement is for: identity, motivation, alignment, and a mission. Rarified Life positions Preferment as a faster route to a lived plan for life after work, but it does not replace financial advice.

More answers in the FAQ

Is the Preferment course better than reading a self-help book?

The course adds what a book alone cannot: eight weekly live sessions with the author, a set pace, and homework you bring back each week. If you prefer working alone, a book may suit you. The Preferment book is included in the course, so you get the text plus structure and accountability.

More answers in the FAQ

What is retirement transition coaching?

Retirement transition coaching helps people move from a career identity to a fulfilling life after work. It typically covers identity, purpose, routines, and relationships. Some retirement transition coaching happens one to one; some happens in structured group programs. The Preferment 8-week course from Rarified Life is a live, structured format of this kind of support.

More answers in the FAQ

How much does the Preferment course cost?

As of November 2026, the course page on rarifiedlife.com lists the course at $6,000.00, while the course description on the same page states an investment of $3,000 for the eight live sessions, the book, and the guided homework. Because the page shows both figures, confirm the current price at checkout before you enroll.

More answers in the FAQ

Who publishes The Preferment Guide?

The Preferment Guide is published by Rarified Life, the business behind the Preferment framework and course. It is one of a small number of websites Rarified Life publishes. It is not independent, and it says so on every page. Its purpose is to help you understand Preferment before deciding on the course.

More answers in the FAQ
Read all questions about Preferment and life after retirement

Published by Rarified Life